It’s been a long time between posts, it’s just that life can be so hectic….you would think that once you were semi-retired that life would start to slow down a bit, but it appears that the contrary is the case.  I’ll keep it short and sweet and get into more detail in my next post.

Lots has been happening, but the short version is that we have relocated to Queensland to be closer to family and to chase a bit of the warmer weather.

In my last post I was telling you about some share strategies that I was learning about…….I’m still learning, but have had a bit of a dabble and at present am coming out about even which is GREAT.(If you would like to know more just email me at info@educationtosuccess.com and I will tell you about it!!)

I seriously believe that it doesn’t matter how old you are or where you are at, there is always something to learn and as I have said before ….What is Our Greatest Investment?………ourselves.

Christmas is coming up and we will be away for about 6 weeks so if I don’t get another chance to post beforehand, have a great festive season and be safe.  As a free early Christmas present I would like to give you my TOTALLY FREE e-book on BUDGETING.  If you have any questions just email me and I will get back to you as soon as I can.

All the best

Janis

Just checking my blog and realised how slack I have been, just never seems to be enough hours in the day.

Well, my husband and I have just come back from a fantastic 3 week cruise on the “Sun Princess” to Vietnam and back, leaving from Fremantle.  Having never been on a cruise before it was one of the greatest holidays that I have had relaxation wise……no phone or internet connection….mind you I was at a bit of a loss for a couple of days, but it didn’t take long to get into doing nothing……  We played table tennis, ate, went to the gym, ate and generally lolled about in the sun, trying to read the books that I had taken with me, and last, but not least ATE…. I can’t believe how much food there was!!!!

Originally this trip was to have been with a dear friend of mine who died before she had the chance to go….I made sure I had a few cocktails for her!!!  Makes you think that you need to live like each day  is your last…as it may well be.  This isn’t a practice for the real thing. 

Anyway enough rambling for today, next time I will tell you about a great new share strategy that I am learning.

Keep smiling and do whatever makes you happy!!

Janis

Just a carry on from last week about “sitting on a goldmine”. The short version is that most people are taught, (myself included) that you have to get a house and then you spend the rest of your life paying it off. Up until last year I believed that was the only way to go. Most people believe that you have to get a house and pay it off, (I can still remember my grandfather saying, “bricks and mortar, the only way to go”)  In a way this is true…….but not entirely.  Do you think that the rich get a house and pay it off…………..I don’t think so!!!  They believe that you own nothing and control everything. It takes a while for it to sink in, but it is true!!!!

Every generation says “I can’t afford a house!” but people still buy them.  Has real estate EVER gone down in price? NO!!  So what does that tell you??

Up until last year we owned a house and had a rental property to negative gear.  Now we have 4 house and are looking for another.  This doesn’t mean that we have won lotto, only that we got smarter. 

If you want to know more about how we did this, get this FREE DVD, ( FREE Postage too, within Oz and NZ). This DVD explains in easy language how it works.

Anyway get the DVD and let me know what you think.  Start changing your thinking and let your money work for you, not the other way around.

If you have any queries just email me on info@educationtosuccess.com  It doesn’t matter how dumb you think your questions are, if you don’t ask, you will never know!!!

Have a great weekend and be safe,

Janis
 

Just a short note to wish you all the best for a safe and happy easter.  Easter is a great time to get together with family and friends and that is just what I am doing.

Sorry I have been a bit slack in the blog writing but I have been in Queensland checking out a loft appartment that we bought over the internet.  I have never bought anything over the net before without having seen it and it is an interesting experience.  The appartment is great, in Southport, not far from the beach and has swimming pool and tennis courts…..what more could you ask for!!???

We are planning on shifting over there in October for a couple of years to see how we like life on the east coast after having spent most of out life on the west coast.

Perhaps you are thinking ….how did she do that???  Wish I could………  It is not that hard.  Most people don’t realise that they are sitting on a gold mine.  How much did you pay for the house that you are living in now??  What is it worth in todays market?  Why not use some of that equity and get yourself another house.  More debt you are thinking…………..yes and no.  It is all in the mindset and changing the way that you look at money.  I’ll tell you more about this next time.

Have a great break and be safe

Regards

Janis
www.educationtosuccess.com

I was just reading this article and thought it might be of some interest to you. It’s all about mindset and how to succeed in business and in life and it is from Brett McFall’s website.

THE SIMPLE THINGS STOPPING YOU FROM GETTING WHAT YOU WANT

free_bonus_brett_transcript-2.pdf

I hope that you enjoyed the article.

I wish you and yours a very Merry Christmas and all that is great in 2008. Drive Safe and Be Happy.

Till next time.

Yours in Health, Wealth and Happiness,

Travel safe and be happy

Janis

This last couple of weeks have been very sad for me.  I have lost a very dear friend.  It really makes you start thinking about your own mortality and how you can be here one day and gone the next.

I think that  it also makes you think about the things in your own life and what is really important. 

I am finding that the older I get the less I need things……..they just clutter up your life and detract from the things that are really important such as family and doing the things that really make YOU happy.  What would you do if you were told that you only had a week, a day left?  I think of all the things I am going to do…..one day!!  What if there isn’t a one day??

Making money for me is not about what I have, but about what I can do.  It gives me choices.  I can help my family, others less fortunate than myself.  It gives me freedom.

We only have one life, we need to live it. 

I found out about them through a friend of mine. They are the Investment Club and they cost you NOTHING….(which always makes me pay attention!!). The website is www.tic.com.au. Check it out.  They help you find real estate and they have already done all of the homework so all that u have to do is decide which house you would like to buy.  They help you with finance and are with you every step of the way. If you would like some more info just email me at info@educationtosuccess.com

I don’t know about you, but I am sure that time is moving faster………maybe it is an age thing!!! All the major shops have all the Christmas stuff out already……scary!!

As you have probably already looked at the DVD or read Jamie MacIntyre’s “What I Didn’t Learn at School But Wish I Had” you will understand that wealth building is not just about “getting the money”, it’s also about mindset and using multiple strategies such as real estate, shares and the internet to create passive income and the lifestyle you want. It’s also about choices and the freedom to be able to do what YOU want.

If you have decided that shares is the way to go I have found that it is easier to follow a system rather than trying to teach yourself and making the mistakes….why reinvent the wheel!!?

If you haven’t already had a look at Planet Wealth do so. This is the renting shares strategy that is mentioned on the DVD. Planet Wealth was founded by three 21st Century Academy graduates, (you can see Andrew Dimitri in Success Stories).

The Planet Wealth E-Book is $99 US and it includes a spreadulator and videos on how set up paper trading etc. A great buy.

Another free DVD is the E-Minis which is another strategy based on the US Indexes. Have a look at it.

The great thing about both of these strategies is that you don’t have to learn lots of complicated charts or spend all day in front of a computer.

Till next time.

Yours in Health, Wealth and Happiness,